Panda Express: Free Honey Walnut Shrimp (Wednesday Only)
Stop by Panda Express on Wednesday (3/10) for FREE Honey Walnut Shrimp (single entrée serving). Just become a Facebook Fan of Panda Express to access your printable coupon. No purchase necessary. Thanks, Des Moines Coupon Mom!
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Free Johnson’s Buddies Soaps
In case you missed out on printing the $1/1 printable coupon good toward any Johnson’s Baby products on SmartSource, you can now grab it on both Red Plum and Coupons.com. Plus, don’t forget that this means you can score FREE Johnson’s Buddies bath bars for kids, which are priced at right around $1 at most stores, including Target and Walmart.
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Walgreens: Save $3 on a $15 Purchase
I heard from Bargain Blessings that you can get a coupon to save $3 on any $15 purchase at Walgreens when you spend $1 on a shamrock with proceeds going to Jerry’s Kids to fight Muscular Dystrophy. You’ll be able to get these at the register. These coupons are good through 4/15. Before you head out to Walgreens, be sure to check out the best deals this week.
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QuickChek: Free Chocolate Chip Cookies
Get a printable coupon for a FREE 2-Pack of Chocolate Chip Cookies when you become a Facebook Fan of QuickChek. This coupon is good through 3/15. Thanks, Surviving the Stores!
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$15 off a $30 purchase at Purtian’s Pride and free Shipping
This is a great deal friends. First off Puritan’s Pride has some of the lowest prices out there on vitamin and supplements to stat with- but when you can get a smoking deal like this you should act fast if there is anything you need.
Right now (and not sure when this expires) you can get $15 off a $30 purchase at Purtian’s Pride and free Shipping (plus their current deal is buy 2 get 3 free).
When you check out just use the code TE3QC2H and you should get the deal. You can pick up kids vitamins for almost nothing!! Hurry, though, this could expire soon.
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Free Movie Download From Film Fresh- $9.99 Value
Get one of five movies downloaded to your computer to watch on your PC or TV. They are older titles, Batman Begins, Ace Ventura, 2 weeks notice, Sisterhood of Traveling Pants and Green Lantern but I’m sure that’s ok- it’s free right?
Just use the code DXWB2000 for your free download. One movie per email address.
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Right@Home: Free Spring Cleaning Gift Pack
Be one of the first 10,000 to sign up to receive a FREE Spring Cleaning Gift Pack courtesy of Right@Home. Inside you’ll find:
- One box of Ziploc Storage Bags (quart size)
- One Scrubbing Bubbles Toilet Cleaning Gel
- One pouch of Pledge Multisurface Wipes
Per usual, if you’ve received a gift pack from Right@Home in the last 180 days, you are not eligible to receive this offer. Gift packs will be mailed out by 6/15. Thanks, Rejoice in Saving!
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Take the Clutter to Cash Challenge
I live just outside Washington, DC and we have gotten a lot of snow this winter. In a typical year, we get a few inches of snow, but this year, we’ve gotten a few feet! So my ears pricked up over the weekend when I heard the sound of a lawn mower – the unofficial first sound of spring!
Of course, it’s time to start thinking about spring cleaning. According to a new survey by ShopSmart, spring cleaning is an annual ritual for 58 percent of women. Twenty-five percent say they spring clean to get organized. This is definitely me. I feel so much better when I can kick the clutter to the curb, but what’s even better than that is making money from the cast-offs in the house.
So, I’m kicking off a series of posts this month on how to turn your clutter into cash. I’d love for you to join along and post your own tips, tricks and results. Here are a few of the topics that I’ll be addressing:
- Electronics Recycling (cell phones, mp3 players, video games)
- Consignment Stores
- Garage Sales
- Online Classifieds & Auctions
- Donations (tax write-offs!)
Is there anything else you’d like to see covered here? I plan to play along where I can to offer real-life advice as I clear excess clutter from my own home. My husband just got a new cell phone, so his old cell phone is going to be one of the first items to go!
Coming Up on Thursday: Electronics Recycling
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Free Sample: Lever 2000 Soap
Sign up to get a FREE Sample of Lever 2000 Soap courtesy of Walmart.com. Be sure to check out my post from last week for other freebies now available at Walmart.com. Thanks, Good Deal Mama!
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Implementing PAYGO Rules For Personal Finances
Last week, Sen. Jim Bunning of Kentucky created quite a stir when holding out his vote for extending unemployment benefits. His contention was that it violated the self-imposed PAYGO (pay-as-you-go) rules that Congress and the President reinstated just a month earlier. Bunning eventually caved and the benefits were extended, but just because the government can’t operate under PAYGO doesn’t mean we the people can’t.
Photo by robson2313
PAYGO requires new federal spending to be offset by budgetary cuts or tax hikes. Makes sense; without paying as you go you will surely wind up deep in debt, which is exactly how we find our country. As most things political go, PAYGO seems to be more for show, as politicians on both sides have ignored their own rules, or taken advantage of lapses in PAYGO, to spend like maniacs.
Since the idea of debt first came along, people have opted to borrow versus saving for a variety of reasons. Farmers often needed to borrow money for seeds and tools to produce their first crop. Many business were started with loans, because they had significant upfront costs that owners were unwilling or unable to cough up. Homeowners cannot usually afford to buy a house for cash, so we choose to take out a mortgage.
These examples all seem relatively easy to justify, but then a little tool came along called the credit card, which made it much easier for households to borrow money for everyday items. With credit cards, the idea of paying as you go became nearly obsolete.
Every now and then I hear stories of someone who built their own home. They often saved up to buy some land, then the materials, then completed as much as they could on their own while saving to pay someone to finish up those things they lacked the expertise or physical ability to do themselves. I’ve always admired these types; not only for their self-reliance, but because they understood the pay as you go way of managing your money.
My wife and have implemented PAYGO in our own household, on a smaller scale. A few months ago we agreed not to sign up for any new subscriptions, or add to our recurring monthly expenses, without canceling something equivalent.
For instance, after living for more than a year without cable television to speed up our get out of debt plan, we decided to sign back up for basic programming. Doing so would add about $30 to our monthly budget. To pay for it, we scaled back our Netflix membership (a $10 savings), canceled a weekend newspaper subscription (I can read it online – $10 saved), and I canceled a forums membership I no longer participated in (at $9.99/month).
In our example, we eliminated two things that were no longer useful to us, or that we no longer enjoyed, so it wasn’t too big a deal. However, we have had times where we wanted to add a new service or subscription, and couldn’t identify we were willing to eliminate. Enter the other side of the PAYGO equation: Increasing income.
The government can increase income by raising taxes. Fortunately, we don’t have the ability to levy a tax on others and collect their money, so we have to raise the funds ourselves through work. If you receive a raise at work, you may want to allocate a small percentage of your new income to adding something to your household that would add value.
Perhaps you’d like to listen to audio books on the road to increase knowledge on a particular subject. Or maybe there is a cooking class you’d like to attend, or a gym membership could help relieve stress. Whatever it is, use a small percentage of your new, monthly income to reward yourself. Notice I said “small percentage.” There is a risk here of lifestyle creep – inflating your lifestyle to meet or exceed your new income. Tread carefully.
By implementing a pay-as-you-go system in your personal finances, you will not only avoid debt, but you will be able to take pride in the things you own because you really own them, they don’t own you. And yes, that’s right out of Tyler Durden’s Guide to Personal Finances.
Post by Frugal Dad
